Have you recently applied for coverage but
been denied health insurance? This is becoming a common issue with people
nowadays as most people do not understand how they could possibly be denied
medical coverage at all. Everyone needs health insurance, right? Thus shouldn’t
everyone be given a chance to get a policy? Sadly, this is not always the case.
Here we will look over some of the reasons you may have been turned down for
the coverage you need, and how you may look at overcoming the disappointment.
Unfortunately, a lot of companies have
denied health insurance for people because they have pre-existing medical
conditions that indicate the need for the coverage to actually be used.
Insurance companies make money from people paying premiums that they never have
to use in medical expenses. When a person has a pre-existing condition like
cancer or asthma, an insurance company does not want to take on the burden of
having to cover inevitable medical expenses. This is obviously bad for you, the
patient because if you have a pre-existing condition, you need medical
insurance more than anyone else. Getting the coverage you need can be the best
challenge, but it is possible.
If you are denied health insurance, you
can ask the insurance company if you can pay a higher monthly premium to get
protection. That way you contribute more to your bills, and insurance companies
still have the opportunity to make money. This will depend on the conditions
you face. Pre-existing conditions will change the definition with each company,
so you may be denied coverage by one company but approved for another.
Therefore, it is important to never lose hope and continue to apply until you
find someone who will work with you.
In today’s economy, nothing is more
stressful for many people than seeking health insurance. It’s always hard to
find a good health plan that you can rely on, but it seems that over the last
few years it’s been harder than ever. The reason is that so many people lost
their jobs. Others are short of cash and may not have the income needed to get
a good plan. However, there is nothing worse than those who are denied health
insurance. For these people, finding good coverage can be so overwhelming that
they even feel like giving up. Unfortunately, many people who are denied
coverage are those who need it the most.
This brings us to the next point
Why is someone denied health insurance?
More often than not because they have pre-existing medical conditions and not
enough money to pay for the tests and treatments needed. You might think that
this is why people have health insurance, but unfortunately, this is the way it
works. However, the good news for those who are denied coverage is that there
is a way to get help. You don’t have to live your life in anxiety.
If you are denied health insurance, you
can start looking for coverage on the internet. In the past, you had to visit
the broker’s office and sit there when he was on the phone, get offers and make
sure you can get the best offer. Also, you have to remember that many brokers
have worked with certain operators, which means you really don’t get the best
deals. Instead, you get protection from a major health care provider who
brokers your brokerage business.
Now for those who are denied health
insurance, this is the good news. You can search for health …
For people who are looking for individual health insurance plans, this
must be an incredibly frustrating time. Regardless of how you stand
politically, you have to know that the world of health insurance seems to be on
the verge of changing. It’s true that many health insurance rates are beginning
to rise, and that many who have insurance already are complaining about their
premiums. You may feel that you can just put off insurance for a year or two.
No one can tell you what you need to live your life in the smartest possible
way, but you should know that putting off finding insurance can put you in a
tough situation if you ever need medical attention. If you are confused about
health coverage, then you should know a few basic tips.
The first thing you should know if you are considering putting off
finding insurance is that if you ever need medical care, you are going to end
up paying more than you can possibly afford. As a matter of fact, when you look
at reasons why people are in debt, you find that medical bills are often times
at the top of the list. This is because many of these people felt that they
could do without health insurance. Then they ended up with more bills than they
could possibly handle. Medical insurance offers you safety, peace of mind, and
a way to cope with the financial stress of medical treatment.
If you are still considering finding coverage, knowing that it is
important, you should first learn a little bit about the different plans
without committing yourself. In the old days, brokers and agents would try to
sell you plans and you couldn’t just objectively research. Now you have the
internet, which allows you all of the …
It seems that healthcare experts may have created a solution for the
problem, however, thanks to a new series of studies which have uncovered a
potential vaccine to combat the condition.
Specialists at the University of Michigan believe they have created the
first vaccine to prevent urinary tract infections, as long as the immunity
achieved in mice can be reproduced in humans.
In order to do so, a team led by Dr Harry Mobley used a systematic
approach combining bioinformatics, genomics and proteomics to look for key
parts of E coli that could be used in a vaccine to elicit an effective immune
The scientists at the facility then screened 5,379 possible bacterial
proteins and identified three strong candidates to use in a vaccine to prime
the body to fight E coli, which is the cause of most uncomplicated urinary
Dr Mobley told medical health insurance customers that the vaccine
prevented infection and produced key types of immunity when tested in mice.
As urinary tract infections are responsible for millions of lost work
hours a year in the UK, as well as causing sufferers intense discomfort, the
team had been attempting to formulate a vaccine for over two years.
Now they believe they are at a stage where initial findings can be transferred
to human subjects.
“This latest potential vaccine has features
that may better its chances of success. It alerts the immune system to iron
receptors on the surface of bacteria that perform a critical function allowing
infection to spread,” the experts explained.
There are over 200,000 diagnosed
cases of lung cancer (LC) each year in the United States. While the incidence
rate has declined since 1991, the disease remains the leading cause of
cancer-related death. When the condition is detected in stage 1 (i.e. localized
within the lung), it can be treated successfully. By the time cancerous cells
have metastasized and spread to distant lymph nodes, it becomes more difficult
In the past, the disease was
treated through thoracotomy (also known as open chest surgery). The patient’s
thoracic cavity was accessed by the surgeon after a long incision was made into
the chest. The breastbone was cut and the ribs were spread to provide working
space. Because the ribs have limited flexibility, the procedure occasionally
resulted in fractures. To resolve this issue, thoracic surgeons began to remove
portions of the patient’s ribcage.
Today, minimally invasive
techniques are often used to treat lung cancer. Once of these techniques is a
VATS lobectomy. This article will provide an overview of the procedure and
describe what to expect during recovery.
How is The Operation Performed?
A lobectomy is the surgical
removal of a lobe (i.e. section of a lung). It is one of the most common
procedures done today to treat early-stage LC. With a VATS lobectomy, four
incisions are made into the sides of the patient’s chest. Three of the four
cuts are usually less than one inch in size. The fourth incision can reach
several inches. No need to cut the sternum or spread ribs. All procedures are
done through this small incision.
The surgeon will insert a
thoracoscope and several other surgical instruments through an incision.
Thoracoscope is equipped with a small light and camera. The camera sends the
image back to the monitor used by the surgeon to see …